Before you Buy

Elite Financial International wants you to embark on your journey with a complete understanding of how we can make your purchase simple, quick and easy.

In order to process your loan as quick as possible, please supply the following information:

  • Completed and signed application
  • PFS (personal financial statement)
  • Proof of Liquidity, recent bank, checking and if applicable brokerage statements


  • If employed – last two (2) years W2’s PLUS two (2) of your most recent pay stubs
  • If self-employed – Two (2) years personal & Corporate tax returns with all schedules

Credit Score

  • Applicant must have a credit score of 550+


  • Once you have been pre-qualified, Elite Financial International will send all the above to the lender who will afford you the best terms.
  • When the lender that is best for you approves your loan, we will notify you of the terms of the loan as well as any conditions listed by the lender.
  • You will have 30 – 60 days (depending on the lender) to meet all of the lenders conditions and move to closing.


  • Once all of the above documentation has been received and your loan is approved, the closing process begins.
  • Elite Financial International will Fed Ex your closing documents overnight for your review and execution.
  • Once the papers are signed, we will then overnight everything to the lender, receive funding from the lender and you will be able to purchase your dream boat

**Please Note: If there is a co-applicant, all the same information is needed for both parties.